Our new Verona

Our new Verona

Thursday, February 28, 2013


Thursday, February 28, 2013

Please pray for us, we just got the clear to close and we are planning to get this done tomorrow! We have been wondering aimlessly during this entire process feeling a bit bruised and defeated but hallelujah, our LO just called us with this amazing news that we have the clear to close.  Pray that we can actually get to settlement without any additional drama and leave with the keys to our new house.  Thanks in advance to all of you who have offered words of encouragement.  We really appreciate it. God is grace, God is good.

Tuesday, February 26, 2013


Tuesday, February 26, 2013

We were scheduled to close today but alas, the drama continues.  We still await the OK to close from the lender. This process may cause me to start drinking. If you have any blemishes on your credit and yes, we do...then you are slave to a different kind of rhythm that is unpredictable and throws you off your center.  I have never supplied this much information in my life and this is not our first house.  I pray that my nerves can endure this latest setback.  I am a bit down and defeated. I can't get excited about much anymore except the prospect of never having to communicate with the lenders anymore.  This is an ongoing soap opera of the worst kind.  Will we ever get an accurate closing date? Stay tuned....UGH!

Friday, February 22, 2013


Friday, February 22, 2013


It looks like we are finally doing this thing! WooHoo! The drama is clearing away nicely and we are looking to close this coming Tuesday, February 26th. A week late but I'm looking on the bright side, we are closing.  Now to arrange PODS delivery and play the moving trucks, vans and bad backs, hips and knees game.  This time with large grins on our faces.  Fingers crossed for Tuesday. :)

Monday, February 18, 2013


Monday, February 18, 2013

We are supposed to close tomorrow but we are NOT :( at last reporting, we were in a holding pattern waiting for underwriting to investigate a discrepancy. Due to the wonderful President's Day holiday, nothing was accomplished today, nothing at all. We are still waiting for the ok to close call and there's no telling when underwriting will move.  As a practicing yogini I am used to bending backwards but this is a bit much. When will the madness end. 
So disappointed. 

Saturday, February 16, 2013


Saturday, February 16, 2013

I had the pre-settlement walk through yesterday and everything went splendidly.  I am so happy with the way the house has turned out.  I can't wait to move in.  We've even worked out our appraisal issue with Ryan.  All is good to go, certificate of occupancy, it's all ready.  All except our lender....UGH!  Our lender (not NVR) still has questions and wants to do further investigation.  WTH!?  I can't tell you how frustrated I am right now; it's hard to breathe.  I don't think they will settle their issues by Tuesday (closing).  We are in a holding pattern and I am miserable.  All I can do is pray that all of this will be over soon.  Our PM is the bomb and I can't thank him enough for being so nice and generous.  He covered everything possible and told me to keep calling him even after settlement.  Now if we can just settle...

Shared driveway with the neighbors
The fireplace is wonderful

Morning Room View

View from my daughter's bedroom

Baby girl's bathroom

Master Bath sink

View from the Master Bedroom

The kitchen is wonderful

I was lucky enough to watch the paint go on the front door; major shout out to our PM

Cement for our house? No, next door is going up

Can a girl just get in the front door?

Monday, February 11, 2013


Monday, February 11, 2013
We are almost 7 days away from closing and I am nervous. Why? The lenders are still asking me for documents (we are not going via NVR), and the house appraised for 4K UNDER the asking price so Ryan is trying to send more comps to the appraiser to be reconsidered.  I don't know how all of this can go to underwriting, approval and settlement in a week.  I feel that tingling one feels when your hair is about to thin or fall out and I am on pins and needles.  Can this all fall to pieces and not happen? It's possible. UGH!  Anyway, the house is just about ready.  The deck needs finishing and the door and trim need painting. Oh, and the SR got funky with me the other day when I went to visit the house.  He was at the model and when I asked if he could let me walk through, he said he couldn't leave the model....This could very well have been the case but he did no bending or negotiating to let me in either.  He is very much on my bad side right now (LOL).  I laugh but it's the little things that you remember especially when the timing is so close and I am so stressed out.  After working in DC and driving directly to the house (1hr and 20 min), "sorry, I can't help you" is not what you want to hear. 

Ok,  my bitch fest and pity party is now over.  I will suck it up and keep it moving.  Keep us in your prayers.

Cleaning ongoing

Deck Construction has begun

Grading the yard it would be so nice to have some grass...

Deck Base needs work

Ah, a mailbox

All shutters are installed

Landscaping in....so cute




The neighbors are going up!

A view from afar

Friday, February 8, 2013


Friday, February 7, 2013

We are 7 days away from our final walk through and 12 days away from closing. We are not going through NVR for financing and are running into some snags with Ryan/NVR. Has anyone ever closed with a title company other than Ryan? If so, what was that experience like? I'm a nervous wreck and only pray that this process will be over quickly, painlessly and successfully. All of this waiting, coordinating/communicating is killing me. Can somebody help me? UGHHHHHHHHH!

Sunday, February 3, 2013


Super Bowl Sunday

Congratulations to my city and the world champion Baltimore Ravens.  What a way to celebrate finally moving out of our home and into temporary housing. It's the end of an era and every part of my body is killing me from the multi phase move. Moving is a monstrous job of never ending proportions but we are grateful it's over. Moving in will be hard, we know, but anticipated joy. 

We haven't been out to the house to check the building progress so I'm anxious to see where they are. The PM says that lots of cleaning has been going on. We shall see. Prayerfully, 16 days to go. CAW!!!